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If you have a car, then you are supposed to have car insurance. It’s just the way of the world. Obtaining auto insurance can be one of the most time-consuming and costly activities undertaken by a consumer, to say nothing of frustrating. You might think that shopping for and buying a car insurance policy is fairly straightforward, but think again: you might be duped by a car insurer who isn’t giving you the full story.

Having poor credit can make you feel like a lot of doors have been closed in your face. One of those doors might be the dream of having your own car. Unless you live in a big city where the excellent and expansive public transportation system makes owning a car unnecessary, having your own set of wheels to get around is practically a requirement these days. If you don’t have the cash to buy a car outright, you will need an auto loan.

If you’ve ever had to deal with an auto break down, then you know first-handed how frustrating and potentially scary this situation can be. But the truth of the matter is this: cars are machines, and machines will inevitably break down. Even the sturdiest, newest car or truck can encounter problems, especially during the coldest months of the year.

Hardaway points to the provision, buried in two thousand pages of health care reform bill legalese, cutting expenditures on county hospitals for programs serving the poor. That’s in addition to the unpopular cutbacks to Medicare contained within the voluminous legislation that have gotten quite a bit more public attention. Hardaway argues that these changes could ultimately prove disastrous to county hospitals where the uninsured poor can currently receive treatment regardless of their ability to pay for care.

The special election victory of Scott Brown in the fight for the Massachusetts Senate seat left vacant by the late Ted Kennedy has all but ground the long-term discussion over massive healthcare reform in the United States to a complete halt. Brown’s victory gave Senate Republicans just enough heads to filibuster the passage of the House’s insurance plan, and the Senate plan already in place has been deemed unacceptable.

Are you leaving the country or otherwise going on a long and costly trip? Hopefully you have at least considered travel insurance to protect your monetary investment and health. In recent years, travelers have found themselves with more and more options as insurers and independent companies jump into the travel insurance business. Obviously, to ask any of these insurers you would be convinced that you absolutely cannot live without these types of coverage, but it’s important to know that you might already be covered by insurance you already have!

Something that many drivers may not consider when they are choosing the rental company with which to do business is roadside assistance, and how the company treats this unfortunate but oftentimes necessary bit of trouble. There’s nothing that can derail your plans faster than finding out that the car you rented has a flat tire in a parking lot far away from home, or that you are suddenly stuck at the airport in a strange town with an engine that will not turn over.

Many homeowners in the state of Florida will be left high and dry without property insurance, thanks to State Farm. A news report released today states that thousands of Florida State Farm customers will not be having their policies renewed. The first wave of affected customers are set to receive notice of the policy cancellation on Monday, according to an unnamed State Farm spokesperson

Text messaging while driving has long been indicted as one of the many leading causes of preventable car accidents in the United States. The idea that drivers can’t concentrate on safely and attentively operating a moving vehicle while they fiddle with their cell phones has led legislators in many states to pass bans on texting while driving, with stiff penalties for those who disobey. But this trend might be stymied by a new report showing that cell phone bans have not had a significant impact on the number of car accidents taking place.

The day after Republican Scott Brown officially won the late Ted Kennedy’s Senate seat in the state of Massachusetts, Congressional Democrats struggled to regroup on their plans for the future of healthcare legislation and the loss of their partisan advantage. One of the ideas for coping with this sticky situation was for Congress to try and quickly negotiate a bill before Brown took his new seat, but reports from Washington say that President Obama is cautioning lawmakers against this move.