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I know you, dear reader, are reading the title of this article with a jibe ready on your lips. “Tapping my home equity?” you are asking. “Since when was that even an option anymore? Well, to be quite honest, it still is not for many people.

The state of North Carolina is significant in the annals of auto insurance for being one of the very first states in America to require drivers to carry a minimum amount of car insurance on their vehicles. Back in 1957 (over fifty years ago!), the state was facing the issue of drivers largely ignoring the law that all cars had to be registered. Requiring auto insurance was, for North Carolina, just one more step towards ensuring that its drivers were following the rules of the road and making provisions for their own safety. Half a century later, all owners of registered vehicles in North Carolina must hold a minimum amount of auto insurance on their vehicle.

If I had a dollar for every one of my friends or family members who refused to sign their credit cards, I’d be a rich woman. When you receive a new credit card from the bank, you are explicitly instructed to sign your name on the back. Many people opt not to do so, however, and instead demand that the merchant swiping the card see their identification instead to verify who’s using it. Worse, some simply leave the back of the card blank (!!). It’s a decision that every credit cardholder must face.

If you have a car, you have to have insurance to drive it. It’s a sad fact that, in this day and age, many people are experiencing financial troubles concerning enough to make them try to drive without this all-important coverage. Uninsured drivers are a hazard to both themselves and everyone else on the road. You don’t want to be the person who is caught with their pants down in the event of an accident! Make sure that you have insurance on your car.

Student loan defaults are on the rise, and indicators suggest that we have not yet seen the peak of this trend. Defaults on educational loans were already rising between 2005 and 2007, and the recession had not even started yet. Now, with the economic downturn factored in, these numbers are veritably skyrocketing.

Chrysler Canada is pretty desperate to get buyers in the door. With their parent company bankrupt and dealer stock burgeoning, it’s become clear that something has to be done to “move” all the surplus Jeeps and Dodge trucks sitting on the lot.

Consumers with good credit can shop around for a dental loan offering the most reasonable terms. Obviously, you will want to seek a loan with the lowest interest possible, no upfront costs, no annual fees, and no prepayment penalties. Dental loans can be used to supplement health insurance, or used by those who have none.